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What is Afterpay?
Afterpay is a buy now, pay later platform that lets you pay for your items in 4 instalments over 6 weeks, interest free.
Why use Afterpay with Love My Horse?
Simple and easy to join. Set up an account in minutes. Credit checks apply.
Pay for your items in 4 instalments over 6 weeks, without incurring any interest.
How does Afterpay work?
Add items to your shopping cart then select Afterpay from the available payment options.
You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit card or credit card over the following six weeks.
Afterpay caps late fees to help keep costs manageable for customers who miss a payment. Late fees will never exceed 25% of the order total or $68 per order, whichever is lower.
How this works?
For orders under $40: A one-time late fee of up to 25% of the order total applies
For orders of $40 or more: A $10 late fee is charged when a payment is missed. If the outstanding amount remains unpaid after seven days, an additional $7 late fee applies . This is the same for all late payments until the 25% cap or $68 amount is reached. To remain within the cap, we may charge partial amounts of the $10 and $7 fees.
You can check your General Terms for other late fees caps that may apply.
Afterpay is committed to doing everything they can to help you not miss a payment, including sending you payment reminders and offering options to reschedule upcoming payment dates.
Afterpay is designed to be completely different to traditional credit products that charge interest, so that customers are never in a situation of high compounding interest and revolving debt.
To set up an Afterpay account you'll need to:
To set up an Afterpay account you’ll need to:
Live in Australia or New Zealand
Be over 18 years of age
Have an Australian/New Zealand debit or credit card
Have a valid and verifiable email address and mobile number
Have a valid and verifiable email address and mobile number
Be capable of entering into a legally binding contract
Credit checks apply
For full terms and conditions visit www.afterpay.com/terms .
